Crypto Asset Service Provider Compliance Specialist

Stablecoins had a record year pushed by growing support from countries and companies worldwide. What does it mean for us? For a long time, they were presented as crypto’s bridge to everyday payments. In 2025, they started to move from promise to reality, with rising use by institutions, banks, and even former crypto skeptics. Stablecoin transaction volumes grew by 72 percent last year, reaching $33 trillion (€28 trillion), according to Artemis Analytics. Stablecoins are digital assets designed to keep a stable value by linking to real currencies like the US dollar or the euro. In practice, they act as a digital version of money, and their use is also increasing across Europe. What about regulation in Europe? In China, the launch of the digital yuan came with a full ban on stablecoins. In the EU, the upcoming digital euro has not led to such restrictions. Stablecoin adoption continues to grow, supported by a clear legal framework under the Markets in Crypto Assets (MiCA) regulation. By July, the transition period to secure a Crypto Asset Service Provider licence ends. This licence will be required to operate legally in the EU. For merchants, this brings clarity on who can operate, how payments work, and which standards apply. It reduces uncertainty while opening the door to faster, digital-first payment methods. We follow these regulatory changes for our merchants and help them stay compliant for what comes next in digital payments. Want to join us? Get in touch on payoro.com